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Privacy Policy Notice Auto Sales & Finance and Caprock Credit

FACTS
What do Auto Sales & Finance and Caprock Credit do with your personal information?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and employment information
  • Account balances and payment history
  • Credit history and credit scores

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Auto Sales & Finance and Caprock Credit chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Do Auto Sales & Finance and Caprock Credit share?
Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No

For our marketing purposes – to offer our products and services to you
Yes
No

For joint marketing with other financial companies
Yes
No

For our affiliates’ everyday business purposes – information about your transactions and experiences
Yes
No

For our affiliates’ everyday business purposes – information about your creditworthiness
Yes
Yes

For our affiliates to market to you
Yes
Yes

For our nonaffiliates to market to you
Yes
Yes

To limit our sharing
Visit us online: https://www.asandf.com/–privacy-policy-opt-out
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?
Call: (806) 467-9911

Who We Are

Who is providing this notice?
Auto Sales & Finance and Caprock Credit

What We Do

How do Auto Sales & Finance and Caprock Credit protect my personal information?
To protect you personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How do Auto Sales & Finance and Caprock Credit collect my personal information?
We collect your personal information, for example, when you:
  • Apply for financing or apply for a lease
  • Give us your contact information or provide account information
  • Show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include independent marketing companies.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Auto Sales & Finance and Caprock Credit do not jointly market.