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How PayNearMe Works

PayNearMe's electronic cash network lets you accept cash payments from your customers in real-time. Whether for fixed or variable amounts, one-time or recurring payments, PayNearMe allows your customers to make cash payments easily at a local store, like 7-Eleven or Family Dollar.


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Your Customer Receives a PayCode

There are three ways for your customer to receive a PayCode, depending on your business needs:

  • Someone on your team can send the PayCode via email, text, card or mail it with a bill.
  • Your customer downloads the PayNearMe Bill Pay app from the Apple App Store or Google Play.
  • Your customer generates the PayCode on the PayNearMe website.

Customer goes to a 7-Eleven or Family Dollar store to make a payment

To make a payment, your customer first presents the PayCode to the cashier for scanning or swiping (if using a PayNearMe card)

Your customer then makes the cash payment and gets a receipt as proof of payment.

You get your funds, 100% guaranteed

PayNearMe instantly notifies you of the payment and automatically transfers 100% good funds to your bank account via ACH. There is no risk of fraud or chargebacks.

Give your customers an easy & convenient way to make payments with cash

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